Question:

Can I get a 90% LTV commercial loan?

Answer:

Yes, a 90% LTV commercial loan is much easier to get than 100% commercial real estate financing.

A 90% LTV commercial mortgage loan can be found for conforming and non-conforming, investor or owner-occupied real estate acquisitions. For refinances, the LTV may go down to 80-85%.

Different levels of documentation may also be available - full doc, reduced or no doc should be possible with 90% LTV commercial financing. Credit score of 600 and higher will be expected. Prepayment options with no penalty should be available.

How to apply for a 90% LTV commercial loan?

Try submitting your loan request to commercial loan brokers and lenders networks. Such networks basically comprise hundreds of loan providers and it is highly probable a loan that fits your circumstances will be located soon enough.

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