Who are the Mortgage Insurance Companies of America?


The Mortgage Insurance Companies of America (MICA) is the association of private mortgage insurers in the US. MICA protects loan originators from financial risks, allowing them to extend funds to default-prone borrowers.

The Mortgage Insurance Companies of America (MICA) works with bank regulators to establish and maintain clearer rules regarding non-traditional mortgages such as:

  • Interest Only mortgages
  • Option ARMs
  • Piggyback mortgage loans

Mortgage Insurance Companies of America members have helped more than 25,000,000 families acquire and keep their homes. MICA members are:

  • Mortgage Guaranty Insurance Corporation
  • AIG United Guaranty
  • Genworth Mortgage Insurance Corporation
  • PMI Mortgage Insurance Co.
  • Republic Mortgage Insurance Company
  • Triad Guaranty Insurance Corporation

Mortgage Insurance Companies of America (MICA) represents the mortgage insurance industry and provides information on different legislative and regulatory issues.

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