How much does title insurance cost in Southern California?


How much does title insurance cost in Orange County and Long Beach? Title insurance shouldn't cost more than 1% of the purchase price in Southern California.

Title insurance costs are charged upfront: prior to or upon closing. The title insurance policy charge is negotiable between seller and buyer. Title insurance fees and charges for title services are inevitable - at least lenders title policy is required to purchase - no matter if the transaction is a refinance, or purchase, or you are buying a brand new construction home.

Also, lenders require title policies up to the loan amount, while an owner's title insurance coverage is recommended to cover full property value.

Title Insurance Companies in S.California

There are more than 25 title insurers servicing Southern California. You could use your lender's advice as to which one to choose. Or, you could run your own title company search, or stick with some popular ones - as First American or USA National title companies.

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