Question:

Is mortgage recording tax deductible?

Answer:

No. Mortgage recording is not tax deductible. Mortgage recording fees are part of the 1200 Government Fees on the HUD-1 Settlement Statement. They are all non-tax deductible.

Other Non Tax Deductible Charges Beside the Mortgage Recording Fee

  1. Some mortgage fees payable in connection with loan:
    • Processing;
    • Underwriting;
    • Mortgage broker fee;
    • Property appraisal;
    • Credit report, etc.
  2. Some fees paid in advance:
    • VA funding fee;
    • Per diem interest;
    • Mortgage insurance premium;
    • Hazard insurance premium, etc.
  3. Escrow (reserve) items:
    • Hazard insurance;
    • Mortgage insurance;
    • School tax;
    • Flood insurance, etc.
  4. Title charges:
    • Escrow fee;
    • Notary fee;
    • Document preparation fee;
    • Title insurance;
    • Attorney fee, etc.
  5. Government fees:
    • Recording Fees
    • City/County Stamps
    • State Stamps
    • Any other closing fees.
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