I have a mobile home – can I get a mobile home equity loan?


Yes, you could. What you could simply do is locate a lender specializing in mobile home loan financing. A manufactured home lender will offer loan products designed for mobile home owners.

If your manufactured home is older and not built on permanent foundation, you may have difficulties finding home equity loan for your home. However, if your mobile home is relatively new and built on solid foundation, almost any lender will agree to finance a home equity loan.

If you have a first mortgage on your mobile home, contacting the original lender for a home equity loan may be a good idea. If they do not fund manufactured home equity loans, you should either find a lender specializing in home equity loans, or in manufactured home financing.

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