What are the requirements to get a VA home loan Certificate of Eligibility?
Answer:To obtain a VA home loan Certificate of Eligibility, you must satisfy the military service requirements for VA loan applicants. In general, other than dishonorable discharge conditions are required.
Basic Requirements for a VA Home Loan Certificate of Eligibility
| Wartime Service During: | WWII: 9/16/1940 to 7/25/1947 | 90 days active duty required |
| Korean: 6/27/1950 to 1/31/1955 | ||
| Vietnam: 8/5/1964 to 5/7/1975 | ||
| Gulf War: Service during 8/2/1990 to date yet to be determined | 90 days active duty required or less than 90 days of service if discharged for a service-connected disability | |
| Peacetime Service during: | 7/26/1947 to 6/26/1950 | 181 days continuous active duty required |
| 2/1/1955 to 8/4/1964 | ||
| 5/8/1975 to 9/7/1980 (Enlisted) | ||
| 5/8/1975 to 10/16/1981 (Officer) | ||
| Service after 9/7/1980 (enlisted) or 10/16/1981 (officer) | 181 days continuous active duty required or less than 181 days of service if discharged for a service-connected disability | |
| Active Duty Service Personnel | on regular duty now | 181 days (90 days during the Gulf War) unless discharged |
| Selected Reserves or National Guard | completed a total of 6 years or less than 6 years if discharged for a service-connected disability | |
| You may be also eligible if you: | Are an unremarried spouse of a veteran who died while in service | |
| Are a spouse of a prisoner of war or a serviceperson missing in action |
For greater details on VA home loan Certificate of Eligibility requirements, refer to the official VA website, or contact a VA loan center for more information regarding your case.
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| Not at all | Definitely |
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