Question:

What is HUD Section 8 Housing program about?

Answer:

The HUD Section 8 Housing program, also called Housing Choice Voucher Program, is dedicated to providing affordable housing to low income families and individuals. To qualify under the HUD Section 8 Housing, the applicant needs to have income of up to 50% of the median of the area.

To apply under the HUD Section 8 Housing, you need to locate a Public Housing Authority (PHA) administering the program in your area.

HUD Section 8 Housing Choice Vouchers

Eligible Section 8 participants - low income, elderly or disabled individuals - can afford acceptable and nice housing environment, up to safety and sanitary standards. They are allowed to make a choice out of apartments, single-unit houses, and townhouses as long as the housing units of their choice are eligible under the HUD Section 8 Housing requirements. Also, the landlord of the selected property has to agree to participate in the program.

HUD Section 8 Housing Choice Vouchers amount is determined by the participants' income. In general, the voucher covers the difference between the gross rent and 30% of the family's monthly adjusted income. For families whose income is within 30% of the median for the area, the HUD Section 8 Housing Choice Vouchers value will be higher.

HUD Section 8 Housing Program Specifics

Housing assistance under the HUD Section 8 Housing program is administered by a Public Housing Authority (PHA) and has limited availability. To attain housing assistance under Section 8, expect long waiting lists and periods. In fact, the PHA managing the program in your area may have closed the waiting list sign-up for the moment, if too many families are already enrolled in the HUD Section 8 Housing program.

Preferences are given to:

  • the homeless,
  • those who occupy substandard housing units,
  • those who pay more than half of their gross income for rent,
  • those who had to move under circumstances against their will, in that order.

Under the HUD Section 8 Housing program a family or individual will be selected and will be advised on the voucher they are eligible for. If, for example, an individual is eligible for a HUD Section 8 Housing voucher of $900, they could rent an apartment with as big a rent. Or, they could rent an apartment of $1200 and pay the difference from their pocket - the HUD Section 8 Housing Program allows this, as long as the tenant and landlord sign a contract with their obligations under the Section 8 Housing Program.

Also, the HUD Section 8 Housing Choice Voucher is a portable one. You can obtain it in New York and apply it in Miami.

The HUD Section 8 Housing Choice Vouchers Program is a great housing opportunity for eligible individuals. To learn more about the opportunity, or apply under this program, contact a local PHA or go the HUD website.

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