Question:

Am I eligible for HUD / FHA mortgage refunds?

Answer:

You might very well be. FHA loans require 1.5 percent upfront insurance paid at closing and partial HUD/FHA mortgage refunds are available to borrowers who held their loans for less than 5 or 7 years, depending on the year the FHA loan was signed.

Basically, HUD/FHA mortgage refunds amount will depend on when you entered your FHA/HUD loan and this information should be available online.

If your HUD/FHA case number doesn't come up, consider approaching a HUD approved counselor. Locate one in your neighborhood through newspapers or an internet search. Calling HUD toll free number will help you locate a HUD approved counseling agency in your area, who will be able to advise you for free or for a low cost. Also, you can search for HUD/FHA mortgage refunds counseling on the internet, as well.

Recommended helpful present and future homeowners links:
Why: Refinance to a fixed rate loan while mortgage rates are still low.
Link:
Why: Because FHA loans are insured by the US Federal Government they have very competitive interest rates and are easier to qualify.
Link:
Why: Know and protect your credit report and score.
Link: See All 3 National Credit Scores & 3 Reports Instantly, Online & Free
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Common misspellings: mortage and morgage