Question:

What FHA loan regulations disclosures are available?

Answer:

There are many FHA loan regulations disclosures to maintain the integrity of FHA loans.

FHA Loan Regulations Disclosures

  • The Consumer Handbook on Adjustable Rate Mortgages is to educate the borrower about the risks and features of ARMs.
  • The occupancy statement requires the borrower to state whether they are going to use the mortgaged property as a primary residence.
  • The Anti-Coercion Statement is about the right of the borrower to select an insurance provider of their own.
  • Information disclosure authorization, credit report authorization are some other FHA loan regulated disclosures.
  • The Equal Credit Opportunity Act does not allow lenders to discriminate borrowers on account of their race, religion, age, sex, etc.
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