Expert answers to your mortgage questions
Latest QnAs
- What are the different mortgage lender services provided by companies in the US?
- What are the goals of the national reverse mortgage lenders association (NRMLA) and what services does it provide to lenders?
- What are the PITI formulas used by lenders to asses qualification and what are the factors that can vary their results?
- Can you tell me how to calculate PITI?
- How can I calculate home mortgage interest tax deduction and are there any deduction limitations?
- How much are closing costs and who pays them?
- Can you tell me how to estimate average home mortgage closing cost fees?
- What is the mortgage interest payment formula and why does it yield different results every month on a fixed rate mortgage?
- Can you tell me how to calculate interest payments on my mortgage?
- What are the questions to ask a mortgage lender if you are finalizing one from a shortlist?
- What is the process for reverse mortgage calculation and qualification?
- How to calculate late fees on my monthly mortgage payments?
- How can I calculate home equity loan payments?
- What are the factors that affect PMI (Private Mortgage Insurance) calculation?
- How to calculate private mortgage insurance (PMI)?
- What are the factors that affect hazard insurance (homeowners insurance) estimate?
- How to calculate the maximum escrow account deposit for hazard insurance (homeowners insurance) and tax payments?
- How to calculate mortgage prepayment penalty?
- Is there a cash-out max loan amount formula that determines the highest amount of loan that can be taken on a VA refinance?
- Is down payment for a second home really necessary?
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- What are PITI reserves and how much they have to be?
- What is the interest only mortgage formula and how to do interest only mortgage calculation for monthly payments?
- How to calculate LTV (loan to value ratio) and CLTV (combined loan to value ratio)?